Term & Fiduciary Deposits
Enjoy higher interest rates for your deposits
Attractive interest rates
with fixed/flexible placement durations
Reputable counterparties:
Swissquote and a selection of 9 banks to choose from
Benefit from accrued liquidities
with our Lombard loan against the pledge of your deposit
Call us on +41 44 825 88 88 to find out our latest rates and place your order.
Did you know?
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You can easily request a Lombard loan with attractive conditions by pledging up to 90% of the value of the funds locked in a term or fiduciary deposit.
This means that even as your money is generating interest, you can rapidly obtain the liquidity to seize new investment opportunities, at any time.
Interest Rates
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Please select a bank to display the indicative rates. All rates are displayed net, and for an invested amount of EUR 100'000 – 499'999 (or CHF/USD equivalent). See below for commission on paid interest for higher amounts. Shorter periods available upon request.
Conditions & Pricing
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| Term Deposits | Fiduciary Deposits |
|---|---|---|
Placement duration | Fixed from 1 to 12 months or flexible with 48h notice period (Call) | |
Minimum investment amount | CHF/EUR/USD 100'000 (or higher, depending on counterparty) | |
Currencies offered | CHF/EUR/USD/GBP/CAD/AUD or other currencies upon request | |
Payment of interests | On maturity for fixed placements / Quarterly for call placements | |
Value date for operations | 48 hours – D+2 | |
Order placement | By telephone on +41 44 825 88 88 | |
Counterparty | Swissquote Bank | Your choice among 9 partner banks |
Ticket Fee | 0 | CHF/EUR/USD 25 or equivalent value in EUR |
Commission on paid interests | None | Based on the amount of the nominal in CHF/EUR/USD or equivalent in EUR. |
Withholding tax | 35% on interests | Not Applicable |
Increase / Decrease of capital (call deposits only) | CHF/EUR/USD 25 or equivalent in EUR | |
Ancillary fees | VAT applicable to commissions paid (Swiss residents only) | |